{"id":16,"date":"2024-08-16T11:39:38","date_gmt":"2024-08-16T11:39:38","guid":{"rendered":"https:\/\/costasf.com\/?page_id=16"},"modified":"2026-04-15T15:13:18","modified_gmt":"2026-04-15T19:13:18","slug":"assurance-invalidite","status":"publish","type":"page","link":"https:\/\/costasf.com\/en\/assurance-invalidite","title":{"rendered":"Assurance Invalidit\u00e9"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-xsdn-bg row-container boomapps_vcrow\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/costasf.com\/wp-content\/uploads\/2024\/08\/iStock-1395533815-scaled.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row exa-top-padding exa-bottom-padding single-h-padding full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_center align_left_tablet align_left_mobile column_parent col-lg-6 boomapps_vccolumn col-md-50 col-sm-75 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text zoom-in animate_when_almost_visible\" data-delay=\"300\"><h1 class=\"fontsize-338686 text-accent-color\" ><span>Disability insurance<\/span><\/h1><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text top-t-bottom animate_when_almost_visible\" data-delay=\"200\"><h2 class=\"h3 fontheight-357766 font-weight-400 text-color-wvjs-color\" ><span><span style=\"color: #003366;\">What would happen if an accident or illness prevented you from working and earning an income?<\/span><\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-6 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn no-block-padding\" ><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-lxmt-bg row-container boomapps_vcrow\" style=\"z-index: 2;\" id=\"row-unique-1\"><div class=\"row exa-top-padding double-bottom-padding triple-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_center column_parent col-lg-12 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-spec style-dark unexpand shift_y_neg_quad shift_y_fixed animate_when_almost_visible top-t-bottom\"  data-delay=\"600\"><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn single-block-padding style-accent-bg has-bg  unradius-lg\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container boomapps_vcrow\"><div class=\"row col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_right align_center_tablet align_center_mobile column_child col-lg-6 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h2\" ><span>Qu&rsquo;est-ce qu&rsquo;une assurance invalidit\u00e9?<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left align_center_tablet align_center_mobile column_child col-lg-6 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column text-lead\" ><p><span class=\"font-114468\">Disability insurance, often referred to as income replacement insurance, is coverage that pays you a portion of your income if you become unable to work due to an injury or illness. Contrary to what many people believe, it does not only cover serious accidents, but also more common situations such as depression, cancer, or musculoskeletal disorders.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-lxmt-bg row-container boomapps_vcrow\" id=\"row-unique-2\"><div class=\"row unequal col-triple-gutter full-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-left align_left column_parent col-lg-4 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-light animate_when_almost_visible left-t-right\"  data-delay=\"600\"><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn single-block-padding style-color-482803-bg has-bg  unradius-lg\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h2\" ><span><span style=\"color: #ffffff;\">Pourquoi c&rsquo;est important?<\/span><\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-lead\" ><p><span class=\"font-114468\" style=\"color: #ffffff;\">Imagine being unable to work for several months or even years. How would you pay your bills, your mortgage, or your everyday expenses?<\/span><\/p>\n<p><span class=\"font-114468\" style=\"color: #ffffff;\">Disability insurance gives you peace of mind by ensuring that your financial needs are covered during your recovery.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-8 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-light animate_when_almost_visible right-t-left\"  data-delay=\"600\"><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn single-block-padding style-color-nhtu-bg has-bg  unradius-lg\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container boomapps_vcrow\"><div class=\"row col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn no-block-padding\" ><div class=\"uncont\" ><div class=\"icon-box icon-box-top\" ><div class=\"icon-box-icon fa-container\"><span class=\"text-default-color btn-disable-hover\"><i class=\"fa fa-wallet fa-4x fa-fw\"><\/i><\/span><\/div><div class=\"icon-box-content\"><div class=\"icon-box-heading icon-box-fa-4x\"><h3 class=\"h3\">Monthly income<\/h3><\/div><p class=\"text-top-reduced text-lead\"><span class=\"font-114468\">Receive a monthly income that replaces a portion of your paycheck<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn no-block-padding\" ><div class=\"uncont\" ><div class=\"icon-box icon-box-top\" ><div class=\"icon-box-icon fa-container\"><span class=\"text-default-color btn-disable-hover\"><i class=\"fa fa-gears2 fa-4x fa-fw\"><\/i><\/span><\/div><div class=\"icon-box-content\"><div class=\"icon-box-heading icon-box-fa-4x\"><h3 class=\"h3\">Customized plan<\/h3><\/div><p class=\"text-top-reduced text-lead\"><span class=\"font-114468\">B\u00e9n\u00e9ficiez d&rsquo;un r\u00e9gime fait sur mesure r\u00e9pondant \u00e0 vos besoin personnels<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn no-block-padding\" ><div class=\"uncont\" ><div class=\"icon-box icon-box-top\" ><div class=\"icon-box-icon fa-container\"><span class=\"text-default-color btn-disable-hover\"><i class=\"fa fa-checkmark-circle fa-4x fa-fw\"><\/i><\/span><\/div><div class=\"icon-box-content\"><div class=\"icon-box-heading icon-box-fa-4x\"><h3 class=\"h3\">Guaranteed rates<\/h3><\/div><p class=\"text-top-reduced text-lead\"><span class=\"font-114468\">Vous \u00eates garantis de recevoir une prime fixe pouvant aller jusqu&rsquo;\u00e0 l&rsquo;\u00e2ge de 65 ans<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-lxmt-bg row-container boomapps_vcrow\" id=\"row-unique-3\"><div class=\"row col-double-gutter double-top-padding single-bottom-padding single-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-6 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-light animate_when_almost_visible zoom-in\"  data-delay=\"200\"><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn double-block-padding style-accent-bg has-bg  unradius-lg\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-142096\" src=\"https:\/\/costasf.com\/wp-content\/uploads\/2024\/09\/pexels-olly-3769702-scaled.jpg\" width=\"2560\" height=\"2030\" alt=\"\" srcset=\"https:\/\/costasf.com\/wp-content\/uploads\/2024\/09\/pexels-olly-3769702-scaled.jpg 2560w, https:\/\/costasf.com\/wp-content\/uploads\/2024\/09\/pexels-olly-3769702-300x238.jpg 300w, https:\/\/costasf.com\/wp-content\/uploads\/2024\/09\/pexels-olly-3769702-1024x812.jpg 1024w, https:\/\/costasf.com\/wp-content\/uploads\/2024\/09\/pexels-olly-3769702-768x609.jpg 768w, https:\/\/costasf.com\/wp-content\/uploads\/2024\/09\/pexels-olly-3769702-1536x1218.jpg 1536w, https:\/\/costasf.com\/wp-content\/uploads\/2024\/09\/pexels-olly-3769702-2048x1624.jpg 2048w, https:\/\/costasf.com\/wp-content\/uploads\/2024\/09\/pexels-olly-3769702-350x278.jpg 350w, https:\/\/costasf.com\/wp-content\/uploads\/2024\/09\/pexels-olly-3769702-scaled-uai-720x571.jpg 720w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-right align_left align_center_tablet column_parent col-lg-6 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn no-block-padding\" ><div class=\"uncont\" style=\" max-width:564px;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text zoom-in animate_when_almost_visible\" data-delay=\"200\"><h3 class=\"font-114468 h2\" ><span>How it works?<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-lead text-color-prif-color right-t-left animate_when_almost_visible\" data-delay=\"200\"><p><span class=\"font-114468\">You take out a disability insurance policy that covers a portion of your income, often between 60% and 80%. If you become disabled and are no longer able to work, you begin receiving benefits after a waiting period, typically between 30 and 90 days.<\/span><\/p>\n<\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text zoom-in animate_when_almost_visible\" data-delay=\"200\"><h3 class=\"font-114468 h2\" ><span>Types d&rsquo;assurance invalidit\u00e9<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-lead text-color-prif-color right-t-left animate_when_almost_visible\" data-delay=\"200\"><p><span class=\"font-114468\">There are two main types of disability insurance: short-term and long-term. Short-term disability insurance covers a shorter period, usually up to six months, while long-term disability insurance can protect you for several years, or even until retirement age.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-xsdn-bg row-container boomapps_vcrow\" id=\"row-unique-4\"><div class=\"row no-top-padding no-bottom-padding no-h-padding row-slider row-parent\"><div class=\"owl-carousel-wrapper style-light\"><div class=\"uncode-slider owl-carousel-container owl-dots-inside owl-dots-align-center\"><div id=\"uslider_1508653564\" class=\"owl-carousel owl-element owl-dots-inside owl-height-auto\" data-loop=\"false\" data-autoheight=\"true\" data-nav=\"true\" data-dotsmobile=\"true\" data-dots=\"true\" data-navspeed=\"1000\" data-autoplay=\"true\" data-timeout=\"5000\" data-lg=\"1\" data-md=\"1\" data-sm=\"1\" data-limit-width=\"false\"><div class=\"vc_row row-internal row-container boomapps_vcrow\"><div class=\"row col-double-gutter triple-top-padding double-bottom-padding single-h-padding row-child limit-width\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-12 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn no-block-padding\" ><div class=\"uncont\" style=\" max-width:900px;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h1 class=\"h1 fontspace-111509 font-weight-600\" ><span><span class=\"font-114468\"><span style=\"color: #cc9900;\">Secure<\/span> your future. <span style=\"color: #cc9900;\">Protect<\/span> your wealth.<\/span><\/span><\/h1><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-lead text-accent-color\" ><\/p>\n<p style=\"text-align: left;\">Disability insurance is an essential pillar of your financial security. Don\u2019t let the unexpected disrupt your life. Let me help you find the protection that\u2019s right for you. <a title=\"Book an appointment\" href=\"https:\/\/costasf.com\/en\/reservations\/\"><em><span style=\"color: #cc9900;\">Book an appointment<\/span><\/em><\/a> now and get a free consultation!<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"uncode_slider-dot_classes single-h-padding owl-dots-classes\"><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-lxmt-bg row-container boomapps_vcrow\" id=\"row-unique-5\"><div class=\"row single-top-padding triple-bottom-padding triple-h-padding full-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 boomapps_vccolumn single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  boomapps_vccolumn no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"font-114468 h1\" ><span>Questions?<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/costasf.com\/en\/contact\/\" class=\"custom-link btn border-width-0 btn-accent btn-icon-left\" title=\"Contact\">Contact me<\/a><\/span><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"custom fontsize-981915-custom font-size-custom\" ><span>D&rsquo;autres produits d&rsquo;assurance qui pourraient vous int\u00e9resser:<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode-wrapper uncode-list\" >\n<ul class=\"icons\">\n<li><i class=\"fa fa-circle-check text-accent-color\"><\/i><a href=\"https:\/\/costasf.com\/en\/pages\/assurance-vie\/\">Life insurance<\/a><\/li>\n<li><i class=\"fa fa-circle-check text-accent-color\"><\/i><a href=\"https:\/\/costasf.com\/en\/assurance-maladie-grave-et-accident\/\">Injury &amp; critical illness insurance<\/a><\/li>\n<li><i class=\"fa fa-circle-check text-accent-color\"><\/i><a href=\"https:\/\/costasf.com\/en\/assurance-dentaire-et-soins-medicaux\/\">Dental &amp; health insurance<\/a><\/li>\n<li><i class=\"fa fa-circle-check text-accent-color\"><\/i><a href=\"https:\/\/costasf.com\/en\/assurance-hypothecaire\/\">Mortgage insurance<\/a><\/li>\n<li><i class=\"fa fa-circle-check text-accent-color\"><\/i><a href=\"https:\/\/costasf.com\/en\/assurance-voyage\/\">Travel insurance<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Assurance invalidit\u00e9Que se passerait-il si un accident ou une maladie vous emp\u00eachait de travailler et de gagner votre revenu?Qu'est-ce qu'une [...]","protected":false},"author":1,"featured_media":143325,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-16","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/costasf.com\/en\/wp-json\/wp\/v2\/pages\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/costasf.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/costasf.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/costasf.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/costasf.com\/en\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":97,"href":"https:\/\/costasf.com\/en\/wp-json\/wp\/v2\/pages\/16\/revisions"}],"predecessor-version":[{"id":145684,"href":"https:\/\/costasf.com\/en\/wp-json\/wp\/v2\/pages\/16\/revisions\/145684"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/costasf.com\/en\/wp-json\/wp\/v2\/media\/143325"}],"wp:attachment":[{"href":"https:\/\/costasf.com\/en\/wp-json\/wp\/v2\/media?parent=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}