Life insurance

Life insurance is designed to provide financial protection for you and your loved ones in the event of death. Depending on the product chosen, it can also be used to build long-term, tax-sheltered savings.

Term life insurance

It provides coverage for a specified period, such as 10, 20, or 30 years

Ideal coverage for:

  • An individual with a limited budget
  • Covering a temporary debt such as a mortgage.
  • Covering a significant debt, such as student loans
  • Entrepreneurs and self-employed individuals
  • Those who want fixed premiums

Learn more

Permanent life insurance

It provides coverage for the insured’s entire lifetime

Ideal for giving your loved ones the means to:

  • Repay your debts
  • Cover your funeral expenses
  • Cover the taxes on inherited assets, such as a cottage
  • Build wealth
  • Ensure the continuity of your business

Learn more

Universal life insurance

It provides permanent protection and a savings component with tax advantages

Ideal for individuals who:

  • Wish to adjust their premiums based on their income or financial needs
  • Are looking to build savings within their insurance policy
  • Have already contributed the maximum to their RRSP and TFSA
  • Want to guarantee an inheritance for their heirs while still having the option to withdraw funds from the policy if needed
  • Would like to adjust the premium amounts and pay them at different intervals

Learn more

Participating life insurance

Allows policyholders to receive dividends, in addition to permanent coverage

The ideal solution for:

  • Individuals who are looking for protection that generates growth
  • Individuals who want the value of their life insurance to increase over time to offset inflation
  • Individuals who want to leave a larger legacy to their loved ones
  • Those who are looking for another way to diversify their portfolio while benefiting from life insurance
  • Parents who want to take out a policy for their child, providing accumulated value that can be used at a key moment in their life

Learn more

Questions?

Contact me

Other insurance products that may interest you:

Privacy Preference Center

Privacy Preferences